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The ₹3 crore plan that forgets to subtract tax.

The chart doing the rounds has fine arithmetic. Here is the same plan with tax counted, which makes the first twelve years better and breaks the reset.

4 pages · Verified Sep 2026 · Free to share

First page of the The ₹3 crore plan that forgets to subtract tax. guide

What this guide covers

A viral plan, rerun with tax included. It changes the answer in both directions.

The full breakdown, sources and glossary are in the PDF.

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How I checked this

  • Every total computed in code, not by hand
  • Sources listed on the last page of the PDF
  • Re-checked on Sep 2026

Disclaimer

Education only, not investment advice, and not a recommendation of any product. I am not a SEBI-registered investment adviser. Figures can change; check the official source before acting.

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