Terms of use.

Everything here is for learning. It is not investment, tax, legal or financial advice, and it does not recommend any specific product, fund, scheme or company.

I am not a SEBI-registered investment adviser or research analyst, and not a chartered accountant. Before you act on anything, check the official source, and for decisions that matter to you, speak to a SEBI-registered adviser or a qualified tax professional.

Each calculator works from the assumptions written on its page and from rules and rates as I last checked them, which are shown there too. Real returns vary, rates and laws change, and your own situation can differ in ways a calculator cannot know.

I work to get the numbers right, but I cannot promise they are free of mistakes. Treat a result as a starting point to check, not a figure to rely on. If you find an error, please tell me and I will correct it.

The guides, PDFs, calculators, text and images are my work. You are welcome to download the PDFs, keep them, print them and share them with anyone, as long as you share them unchanged and free.

Please do not sell them, put your own name or branding on them, or republish edited versions without asking me first.

Government schemes, banks, funds and other products are named only to explain them. This site is not connected to, approved by or paid by any of them, or by any government body. Links to other sites are there for your convenience; I am not responsible for what they say or do.

The site is provided as it is, free of charge. As far as the law allows, I am not liable for any loss that comes from using it or relying on it, including decisions made from a guide or a calculator.

What the site collects, which is very little, is set out in the privacy policy.

These terms may be updated; the date at the top shows when they last changed. They are governed by the laws of India. Questions go to buildwithabinash@gmail.com.