41 free calculators · 6 modules · No signup
Run your own numbers, not mine.
The same maths I use in the videos, grouped into modules: salary and tax, government schemes, investing, loans, safety and retirement, and strategies. Pick one, or search for the one you need. Every assumption each one makes is written on its page.
01
Salary and tax
11 toolsWhat you earn, and what the taxman leaves.
Take-home salary calculator.What of your CTC actually arrives.Old or new regime compared.Which tax regime costs you less.HRA exemption calculator.How much of your HRA escapes tax.Gratuity calculator.What you get for the years you stayed.Capital gains tax.The tax on what you sold for a profit.Advance tax calculator.What to pay, and by which date.Freelancer tax.Presumptive tax against keeping books.NRI status and tax.Resident, NRI or in between, and the tax that follows.Tax harvesting calculator.Use the ₹1.25 lakh tax-free limit every year.GST calculator.Add GST to a price, or take it out.Rent receipts.Monthly receipts for your HRA claim, ready to print.
02
Government schemes
6 toolsPPF, EPF, NPS, SSY and the post office.
PPF calculator.What fifteen years of PPF builds.EPF calculator.What your PF grows to by retirement.NPS calculator.The corpus at 60, and the pension it buys.Sukanya Samriddhi calculator.What SSY gives your daughter at 21.Post office schemes.MIS, SCSS, NSC, KVP and time deposits.Atal Pension Yojana.The monthly payment for a pension of ₹1,000 to ₹5,000.
03
Investing
8 toolsSIPs, lumpsums, deposits and the returns they imply.
SIP calculator.What a monthly investment grows to.Step-up SIP calculator.What raising it every year does.Goal planner calculator.The monthly amount a target needs.Lumpsum calculator.What one amount grows to.Fixed deposit calculator.What an FD matures to.Recurring deposit calculator.What a monthly deposit matures to.CAGR calculator.The real yearly return.XIRR calculator.The real return when money went in on different dates.
04
Loans and debt
7 toolsEMIs, prepaying, switching lenders and cards.
EMI calculator.What a loan really costs.Credit card payoff.How long a balance really takes.Loan prepayment calculator.What paying extra actually saves.Loan balance transfer.Whether switching lenders pays.Rent or buy compared.Which leaves you better off.Home loan calculator.The EMI, the interest, and what the old regime gives back.Car loan calculator.The EMI, and what a flat rate really costs.
05
Safety and retirement
5 toolsEmergency fund, cover, inflation and FIRE.
06
Strategies
4 toolsHow to arrange your money, not just how to grow it.