Goal planner calculator.
Work backwards instead of forwards. Name the amount and the year you need it, and this says what it takes every month to get there.
₹
yrs
₹
%
For goals under five years, use something safe and a lower number. Equity needs time.
%/yr
A goal priced today costs more by the time you reach it. Set this to zero if your target is already a future figure.
Invest every month
₹22,786
₹20.0 L today will cost about ₹30.1 L in 7 years. That is the number this aims at.
- Monthly amount
- ₹22,786
- What it will really cost
- ₹30,07,261
- You would put in
- ₹19,14,016
How it adds up
- The goal, in today's money₹20,00,000
- plus6% inflation for 7 yrs₹10,07,261
- equalsThe goal, when you need it₹30,07,261
- minusWhat you have grows to₹0
- equalsStill to build₹30,07,261
- thenOver 84 months at 12%₹22,786/mo
What this assumes
Enter the target in today's rupees; it is raised for inflation at the rate you set, because a goal priced today costs more by the time you reach it.
Rules and rates from
- AMFI (mutual fund investor education) (opens in a new tab)
- Standard compound-growth maths; no official rate involved
Education only, not investment, tax or legal advice. I am not a SEBI-registered investment adviser.
Spotted a mistake? Tell me →