Skip to content
buildwithabinash

← All calculators/Safety and retirement

Inflation calculator.

The quiet reason savings accounts lose. Shows what something costing a given amount today will cost later, and what today's money will be worth by then.

₹
yrs
%

India has averaged around 6%. Education and healthcare have run well above it.

The same thing in 20 years

₹3.2 L

Put the other way: ₹1,00,000 kept in cash would buy what ₹31,180 buys today. That is the cost of not investing.

Costs today
₹1,00,000
Costs in 20 years
₹3,20,714
What your cash would be worth
₹31,180

How it adds up

  1. Costs today₹1,00,000
  2. plus6% a year for 20 yrs₹2,20,714
  3. equalsCosts then₹3,20,714

What this assumes

A steady rate every year. Your own inflation depends on what you buy, and is often higher than the published figure.

Rules and rates from

Education only, not investment, tax or legal advice. I am not a SEBI-registered investment adviser.

Spotted a mistake? Tell me →