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Withdrawal plan calculator.
The other side of a SIP. Put in what you have and what you want to draw each month, and this says how long before it runs out.
₹
₹
%
%/yr
Your costs rise in retirement too. Drawing a flat amount quietly means spending less each year.
It runs out in
24 yrs 10 mos
You would draw ₹3.23 Cr in total before it empties.
- How long it lasts
- 24 yrs 10 mos
- Total drawn
- ₹3.23 Cr
How it adds up
- You start with₹1,00,00,000
- plusGrowth at 9%₹2,23,11,367
- minusYou draw₹3,23,11,367
- equalsIt runs out after24 yrs 10 mos
What this assumes
A steady return while you draw. A bad run early in retirement does far more damage than the same run later, which this cannot show.
Rules and rates from
- AMFI (mutual fund investor education) (opens in a new tab)
- Standard compound-growth maths; no official rate involved
Education only, not investment, tax or legal advice. I am not a SEBI-registered investment adviser.
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