XIRR calculator.
CAGR only works for one amount in and one out. For SIPs, top-ups and withdrawals, XIRR is the yearly return that accounts for when each rupee went in, the number your fund statement shows.
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Your yearly return (XIRR)
9.66%
Every rupee is counted only for the time it was actually invested. You put in ₹2,00,000 and got back or hold ₹2,60,000.
- You put in
- ₹2,00,000
- Got back or worth now
- ₹2,60,000
- Gain
- ₹60,000
How it adds up
- You put in₹2,00,000
- thenGot back or worth now₹2,60,000
- equalsGain₹60,000
- equalsA year, counting the dates9.66%
What this assumes
Dates and amounts exactly as you enter them, with today's value as the last line. Payments in are money you put in; money out is what you withdrew or what it is worth now.
Rules and rates from
- Standard compound-growth maths; no official rate involved
Education only, not investment, tax or legal advice. I am not a SEBI-registered investment adviser.
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