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These are the PDFs I send when you comment "PDF" on a video. Each one has the full numbers and the sources. Where a guide shows a date, that is the day I last checked those numbers against the source.

Showing 28 guides

Investing basics₹500 a month can become ₹17.6 lakh.The SIP guide: full numbers from the video, plus how to start your own SIP this week.Free PDFOpen →
EPF and retirementCheck your PF balance without the internet.The EPF guide: the SMS method, what your balance means, and what it could grow into.Verified 5 Oct 2026Open →
Buying smartThe bike price the showroom doesn't show.Every dealer charge on the on-road price, which ones are fixed and which you can question.Free PDFOpen →
Buying smartBuying a bank-seized car through an e-auction.How repossessed cars get auctioned, how to register and bid, and what to check before you pay.Verified 3 Oct 2026Open →
Government schemesA monthly income from government schemes.The post office and government options that pay every month, side by side.Verified 30 Sep 2026Open →
Government schemesSukanya Samriddhi Yojana, explained.How SSY works for a daughter's future: deposits, lock-in, interest and tax.Verified 3 Oct 2026Open →
EPF and retirement₹10,000 a month into EPF becomes ₹1.48 crore.Everything EPF, in one place: the split between you and your employer, the interest, and the rules for taking money out.Verified Sep 2026Open →
EPF and retirement₹5,000 a month from 30 could be ₹1.13 crore at 60.NPS in full: the deduction only the old regime allows, how the money is split, and what happens at 60.Verified Sep 2026Open →
Government schemes₹1.5 lakh a year, safely. Where should it go?Three safe places for money you cannot afford to lose, compared on rate, lock-in and what the tax actually saves you.Verified 1 Oct 2026Open →
Government schemes₹9 lakh of cover for under ₹500 a year.Accident cover, life cover and cashless hospital treatment, for a few hundred rupees a year. Most of us never switch them on.Verified Sep 2026Open →
Government schemesFive government schemes for your business.Mudra and four others, with the rules, the eligibility and the portal to apply on. Two changed this year.Verified 7 Oct 2026Open →
Government schemes₹1 lakh becomes ₹2 lakh in 115 months.The post office scheme that doubles your money on a fixed date. The whole picture, including the tax nobody mentions.Free PDFOpen →
Investing basicsThree ways to start investing for your child.The three options people mix up, side by side, with the latest rules and how to open each.Verified Sep 2026Open →
Investing basicsThe ₹3 crore plan that forgets to subtract tax.A viral plan, rerun with tax included. It changes the answer in both directions.Verified Sep 2026Open →
Investing basicsHow long does it take to double your money?Divide 72 by your return. Once you see it, savings accounts and FDs look very different.Free PDFOpen →
Investing basicsThe 12% bond that isn't.Someone on television said bonds pay 12%. A weekend of checking said otherwise. The sources are in the guide.Free PDFOpen →
Buying smartThe ₹8 lakh you didn't spend.The car is the excuse. The guide is about what compounding does to money you do not touch.Free PDFOpen →
Loans and debtPrepay the loan, or invest the money?The same model run across car, education, gold, personal and credit card debt. The answer flips, and it flips at a rate you can memorise.Verified Aug 2026Open →
Loans and debtYou closed the loan. Now collect your papers.Most people pay the final EMI and go home. The papers stay with the bank, and it hurts years later when you try to sell.Verified Oct 2026Open →
Tax, made simpleWhich ITR form should you file?A 60-second flowchart for picking the right ITR form, so you do not file the wrong one and have to start again.Free PDFOpen →
Tax, made simpleFile your ITR without a mistake.Tick each box and file clean. Includes what to do before you start, which most guides skip.Verified Jul 2026Open →
Investing basics₹20,000 salary. A crore is still possible.₹4,000 a month for 30 years comes to about ₹1.41 crore. Raise it 10% a year and the same plan reaches ₹3.53 crore.Free PDFOpen →
Loans and debtBank account in minus? That fine may not be legal.A bank cannot push your savings account below zero with minimum balance fines alone. The rule, the email to send, and where to complain free if they ignore you.Free PDFOpen →
Tax, made simpleBought a car above ₹10 lakh? That 1% is yours to claim.The dealer collects 1% extra above ₹10 lakh. It is not a cost, it is your own tax paid in advance, and nobody returns it unless you claim it.Free PDFOpen →
Government schemesAn RBI bond that pays 8.05% from ₹1,000.Government-backed, ₹1,000 to start, interest paid every January and July for seven years. How the rate moves, what you keep after tax, and how to apply.Verified Oct 2026Open →
Loans and debtYour locker covers ₹3 lakh. Your gold is worth ₹25 lakh.A bank locker pays back at most 100 times its yearly rent, whatever is inside. Why pledged gold in a Gold OD is protected differently, what it really costs, and how to open one.Verified Oct 2026Open →
Loans and debt₹20,000 debited, no cash? Your money is safe.An ATM debit with no cash must be reversed within five days, and from day six the bank owes you ₹100 a day without being asked. What to note at the machine, what to tell your bank, and when to go to the RBI Ombudsman, free.Verified Oct 2026Open →
Investing basicsDon't lock ₹3 lakh in one FD. Build a ladder instead.Split ₹3 lakh into FDs of 1, 2 and 3 years and one matures every year, without breaking anything. The honest numbers, what an emergency in month 8 costs, and the one bank setting that makes or breaks the ladder.Verified Oct 2026Open →

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